Posted on
October 6, 2009
at
4:27 am
Please explain the federal protection laws for credit card debt especially for consumers... I want to know my rights as a debtor, I personally feel that some of my creditors are harrassing me and I want to know what actions to take. thank You
Posted on
October 6, 2009
at
6:00 am
I believe the Fair Debt Collection Practices Act is a part of the federal protection laws for credit card debt. This Act protects consumers from harassment and unfair practices of debt collection agencies.
Posted on
October 6, 2009
at
6:17 am
How about the FCRA or the Federal Credit Reporting Act? I believe it's also one of the federal protection laws for credit card debt.
Posted on
October 6, 2009
at
6:19 am
How are the FCDPA and the FCRA included as the federal protection laws for credit card ddebt?Isn't there also a law against credit reporting agencies? I forgot what it's called....
Posted on
October 9, 2009
at
1:06 am
The Fair Debt Collection Practices Act is indeed one of the federal protection laws for credit card debt, especially for consumers. Caffeinatrix is right in stating the abovementioned. It exists to promote fair and honest debt collection practices. Aside from that, it provides guidelines for third party debt collections agencies to abide with.
