Posted on
October 1, 2009
at
2:28 am
Hey guys can you give me a list of non-profit credit counselors in the New York City area?
Posted on
October 1, 2009
at
2:38 am
A list of non profit credit counselors in New York City...Wow, I don't have any, but you can check with the Better Business Bureau (http://www.bbb.org)
Posted on
October 1, 2009
at
2:40 am
Non profit credit counselors in New York CityAside from the BBB, also check if they are affiliated with the National Foundation for Credit Counseling here: http://www.nfcc.org.
ck Rep Points:
Posted on
October 1, 2009
at
2:43 am
Do you already know what you're looking for in credit counselors? I think the qualification for non profit credit counseling agencies all over the states, not just New York City is the same:Are the agency services confidential?Will they devise a plan tailored to fit your needs?Are the counselors certified?Are budget and credit education opportunities offered?Will your funds be protected? How?Is the agency accredited?
Posted on
October 1, 2009
at
3:01 am
Okay more on non profit credit counselors (credit counseling agencies):Credit counseling is about learning about how to better manage your finance but that might not solve your problem so you may need to enroll in their debt management plan. This is the free part.A DMP program aims to lower your interest rates with the credit card companies - as well as any late fees that your accounts have. This is the part that has a monthly service fee.
Posted on
October 1, 2009
at
3:04 am
I see...well thank you guys for replying, how much would this DMP cost me?
Posted on
October 1, 2009
at
3:06 am
typically it's around $25-30
Posted on
October 1, 2009
at
3:13 am
Just some more things to consider with regards to credit counseling - it's impact on your credit.DMP/debt management plans may have a negative effect on your credit reportWatch out for companies that don’t have your best interests in mind, the other posts are correct, do check for accreditation.
Posted on
October 1, 2009
at
3:16 am
If you are looking for a reputable credit counselors (agencies) or another type of debt relief option (debt settlement), destroydebt.com might be able to match you up. Just fill out a form here. It is free of charge.
