Posted on
October 1, 2009
at
2:17 am
have any of you had any debt troubles, i mean i want to know how i can get out of mine, i am so much in debt and i need help!!!
Posted on
October 1, 2009
at
3:19 am
Blue Eyes Blue, could you fill us in on your debt troubles, as you put it? We may be of help to you
Posted on
October 2, 2009
at
1:46 am
MY debt troubles mostly deal with credit card debts and students loans, I also have rent that is overdue, and I am having so much difficulty paying my bills because so much personal issues have happened to me, and it's really frustrating dealing with everything, I feel like everything is avalanching on me.
Posted on
October 2, 2009
at
2:25 am
Sorry to hear that, Blue Eyes Blue.It would be best to first take care of your rent, since that is a priority debt--meaning, you need to get that taken care of pronto, so that you would have a place to stay. Yuo can try negotiating with your landlord regarding a rent decrease or take a few small jobs from them like making repairs and whatnot to help with paying for your monthly dues.
Posted on
October 2, 2009
at
2:43 am
How much do you owe in total, Blue Eyes Blue? And, do you have savings or disposable income available?
Posted on
October 12, 2009
at
3:04 am
what is disposable income? and how can it help me in my debt troubles?
Posted on
October 12, 2009
at
6:55 pm
Disposable income refers to monies that are left over from your salary after taxes have been deducted from it. Its primary purpose is for spending and saving. I'm sorry to hear about the personal issues that you have encountered, but help is available for you. You can consolidate your debt to get rid of your debt troubles. You can consolidate your loans through credit counseling, debt settlement, acquiring a debt consolidation loan, or filing for Chapter 13 bankruptcy.
Posted on
October 13, 2009
at
2:10 am
huh?? but wouldn't chapter 13 put me in much deeper debt troubles?? you're kidding right??
