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Help For Debt

have i just been countryfied.. Rep Points:

Posted on September 23, 2009 at 5:08 am

What usually is your advice to consumers who are asking help for their debt?

Tapestry, Carole King Rep Points:

Posted on September 23, 2009 at 5:11 am

What usually is your advice to consumers who are asking help for their debt?It really depends on several factors, generally:-the type of debt (secured or unsecured)-is the consumer already in need of the automatic stay provision?-is the consumer willing to enroll in a professional debt relief plan or would rather do-it-yourself?

foolishgames Rep Points:

Posted on September 23, 2009 at 5:17 am

Help for debt may also depend on what the consumer can afford:-does the consumer need financial assistance-or just counseling (direction, list of companies, etc.)

Es-tu d'accord? Rep Points:

Posted on September 23, 2009 at 5:22 am

Help for debt -What does the consumer want to do? Reduce the debt or eliminate it? What is the consumer willing to do? In credit counseling, the debt would be reduced via the Debt Management Plan (monthly payments to the agency) and be eliminated in 3-5 years. With Debt settlement, the program would eliminate the debt in 12-36 months, and the monthly payment goes into an escrow account.

stewart's coat Rep Points:

Posted on September 23, 2009 at 5:29 am

The government has its own version of help for debt -- bankruptcy.But don't rush into that just yet. If you need help with your debt, why not fill out a form here at destroydebt.com and speak with a debt consultant for free.