Get Started for a Free Consultation!


Debt Destroy

How Long On Your Credit Report


yedi015 Rep Points:
Posted on September 22, 2009 at 5:42 pm
How long does settlement stay on your credit report. I read an article from one of the posts here and they say 7 years I though i was 5.

x and y Rep Points:
Posted on September 23, 2009 at 1:22 am
A settlement stays on your credit report for 7 years from the date the account was settled.

customer no. 5 Rep Points:
Posted on September 23, 2009 at 1:56 am
How long does credit counseling stay on your credit report?

The Question Rep Points:
Posted on September 23, 2009 at 1:57 am
How long does bankruptcy stay on your credit report?

Isabel Rep Points:
Posted on September 23, 2009 at 3:28 am
How long does credit counseling stay on your credit report? 4-5 years? I'm not sure but it might appear in the report as "Enrolled in a Debt Management Plan" until it is paid off, and then it would register as "Paid" or "Paid in Full."

maybemaybemaybe Rep Points:
Posted on September 23, 2009 at 3:31 am
How long does bankruptcy stay on your credit report? Chapter 13 stays on your credit report for 7 years, while Chapter 7 bankruptcy stays on your credit report for 10 years. Both Chapter 7 and Chapter 13 bankruptcy stay on your public records for 20 years.
Posted on September 28, 2009 at 9:55 am
Your settled account will remain on your credit profile for 7 years and be listed as. "debt settled for less than full balance" You may however, have recourse to get the ORIGINAL creditor to remove the account all together.