How To Prevent Credit Card Theft
Posted on September 21, 2009 at 10:36 pm
Can you tell me how to prevent credit card theft and not live in fear of having my identity and sanity stolen???
Posted on September 22, 2009 at 12:40 am
To prevent credit card theft, you need to read privacy policies on the websites that you do transactions on. It's very crucial especially if you do electronic banking. These thieves may be able to gain access to your information by purchasing important information such as your full name, SSN, date of birth, and your mother's maiden name. Mind you, they can buy these things at very cheap rates.
You also need to install a firewall on your computer so that hackers would not have access on your personal files.
Posted on September 22, 2009 at 1:57 am
You may also prevent possible credit card theft by never disclosing personal information by telephone, mail, or the Internet. As much as possible, you can only do so if you have been speaking with a trusted company such as your bank or credit card provider, and if you yourself initiated the call. One of the identity thieves' modus operandi is by calling unsuspecting individuals, claiming that they have won a contest and verifying information such as their SSN, date of birth, and other sensitive data.
Posted on September 22, 2009 at 2:23 am
Never allow bank representatives to write your credit card number on your checks, as another way to prevent credit card theft from occurring. This is actually a violation in the state of California, as well as in many other states. You may want to check your local state law if the same applies in your area.
Posted on September 22, 2009 at 11:05 pm
Another way to prevent credit card theft is by using a credit card instead of a debit card in making online transactions. It may seem riskier to use the former, but credit cards have more protection with regard to fraudulent activity than debit cards do.
Posted on September 23, 2009 at 2:45 am
Memorizing all your PIN's and account numbers also helps prevent credit card theft. More often than not some of us keep copies of these in our wallets and purses and this valuable information may get into the hands of thieves in the unfortunate event that we misplace them. It's a good way to safeguard against these practices and we need to make sure that we also have a database for storing the information that is away from prying eyes.
Posted on September 23, 2009 at 6:16 am
How to prevent credit card theft?
Before throwing away statements and papers, shred them.
If a statement is ever delayed, immediately inform the bank.
Place an order for statements at least once a year
Posted on September 23, 2009 at 6:21 am
How to prevent credit card theft?
If it's alright to do so, cancel and close your credit card accounts that you seldom use.
Posted on October 7, 2009 at 12:02 am
It also helps not to bring all your credit cards with you every time you go out of the house. If you own multiple credit cards, it isn't really necessary to keep them all in your wallet or purse. Just bring whatever you need to use with you. This technique works in two ways: to prevent credit card theft, and to also prevent you from making unnecessary spending.
Posted on October 18, 2009 at 9:54 pm
Did you know that most identity theft suspects and perpetrators are people that the victims actually know? They may be former lovers, disgruntled roommates, even coworkers. The best way to safeguard and prevent credit card theft is really to keep all sensitive financial information with you, and not entrust them to others. They may use these steps against you if you aren't careful
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