Posted on
September 17, 2009
at
1:17 am
Can anyone tell me what are the collection call laws that exist?
Posted on
September 17, 2009
at
1:30 am
From what I am aware of one of the primary collection call laws that exists is the Fair Debt Collection Practices Act, or the FDCPA. It exists to promote the practice of fair and honest debt collection, and to eradicate abusive and unethical practices in collecting consumer debts. It also includes guidelines for third party debt collection agencies to abide by. The Act is enforced in all states, and consumers are entitled to file complaints using the information written here, once they know that their rights are violated.
Posted on
September 18, 2009
at
3:39 am
One of the collection call laws that I am aware of is this:In the state of California, consumers are prohibited from recording calls from debt collectors--or any other calls, for that matter. I believe this is in reference to privacy laws enforced in that state.
Posted on
September 18, 2009
at
3:42 am
Can you get a little more specific on the collection calls laws that exist, like what else does the FDCPA specify?
Posted on
September 18, 2009
at
3:50 am
When the debtor has properly identified themselves in the phone call, the collector must likewise identify themselves by giving their name, the name of the company they work for, and the name of the creditor. Third-party disclosure is a major violation of the FDCPA.
Posted on
September 25, 2009
at
2:21 am
can you cite a violation made against collection call laws made by a debt collections agency?
Posted on
September 25, 2009
at
2:37 am
In 2005, representatives of the National Check Control collection agency claimed that they were attorneys calling from law firms. Allegedly, they threatened to file lawsuits against these unwitting consumers. They used these scare tactics in order to get the consumers to make payments on their debts. The FTC charged NCC with a $10 million dollar judgment as a result of their misconduct.
Posted on
October 2, 2009
at
2:59 am
Are collection call laws uniform in all states?
Posted on
October 7, 2009
at
1:18 am
Laryns: Collection call laws are not uniform in all states. In California for example debtors are not allowed to record creditor calls, but other states do not have this specific law. Also, in Alaska and Arizona, collection agencies must make "reasonable attempts" to contact the debtor's home prior to calling them at their place of employment.
Posted on
October 7, 2009
at
1:44 am
According to the collection call laws, how many times is a debt collection agency allowed to call me in a day?
