Posted on
September 11, 2009
at
2:41 am
I am concerned about this because I believe my credit report is a public document and as such it is a private matter. I would not appreciate it if they did indeed locate information on it for their use.Can a debt collector pull your credit report?
Posted on
September 11, 2009
at
2:52 am
Yes, a debt collector can do so, and in my understanding, this is for fact-finding purposes.
Posted on
February 9, 2010
at
6:22 am
Re: Can a debt collector pull your credit report? - You mean to ask if it's legal to pull your report without your permission? - It is legal.
Posted on
February 9, 2010
at
6:33 am
I agree with that - there are 2 types of inquiries though. Authorized and unauthorized The latter will pull down your score but you can request for it to be removed... if you are sure that it was pulled for no legitimate reason.
Posted on
February 9, 2010
at
6:49 am
Just to add to that, the authorized ones appear and stay on your credit report for 12-24 months but they do not affect your credit score.
