Posted on
August 28, 2009
at
1:05 am
I want to know how much of the income should go to paying off debts - how much credit card debt to you have and what formula are you using to figure out how much should go to payments?
Posted on
August 28, 2009
at
1:24 am
Zero debt for me. But if you want to know how much credit card debt you do have, there is a thing called debt tracker which comes in the form of an excel spreed sheet (free). There are free debt calculators too and software (not free)Here's an example of a budget tracker
http://www.debtfreedestiny.com/budgeting/free-sample-household-budget-form/As for your other question: how much of the income should go to paying off debts
http://www.debtfreedestiny.com/budgeting/recommended-budget-percentages-and-guidelines/
Posted on
August 28, 2009
at
1:38 am
I noticed that you did not state how much credit card debt you do have, and that means that you are not going to state how much you're getting either. If you are wary of divulging your financial situation on the threads and if you need help with your credit card debts. Why not fill out a form here at destorydebt.com and speak with a debt consultant. Don't worry it's free.
Posted on
August 28, 2009
at
1:50 am
For those who are wondering how much credit card debt you need to have to do or to qualify for the following debt relief programs:Credit counseling (Debt Management Plan) - less than $10,000 with high interest ratesDebt Settlement - more than $10, 0000 on past due accounts.
Posted on
August 28, 2009
at
10:44 pm
i have about 1,500 dollars worth of debt on my credit card, all of it from helping my boyfriend in his time of need. So right now both of us are trying to work to pay it off, we pay off as much as we can each month and try to pay over the minimum as much as possible. hopefully the debt will be gone soon.