Posted on
August 7, 2009
at
12:15 am
Hello All Members,What does my credit report have to do with my credit score?Please give me some comments about my question.Thanks in advance.
Posted on
August 11, 2009
at
1:33 pm
Hi there- your credit score and your credit report are two separate things, but they certainly go hand in hand. Your credit score, commonly known as the FICO score, is an actual number based off of your payment history, amounts owed, length of credit, new credit and types of credit. Your credit report on the other hand will show your credit history- for example what types of accounts you have had over the years, if you have any foreclosures, repossessions or evictions along with many other things. I hope that gives you some clarification betwee the two.
Posted on
August 11, 2009
at
4:17 pm
Right, and the following is the actual breakdown- in regards to your credit reports question, specifically what Hop mentioned for the FICO score: Payment history: 35% Amounts Owed: 30% Length of Credit: 15% New Credit: 10% Types of Credit: 10%
Posted on
August 11, 2009
at
10:31 pm
Hello All,Thanks for your direction I always keep in mind ..
Posted on
August 21, 2009
at
4:01 am
i also had the same question. Because i want to purchase a new card, just to take some help to clear out my debt. Is it advisable?
Posted on
August 21, 2009
at
9:00 am
What exactly are you asking? I am not sure I understand the question. Feel free to clarify so I can perhaps give you some additional insight.
Posted on
November 25, 2009
at
6:44 am
HiIf you need more information on Credit reports and scores I highly recommend the following site, they have great articles about this
Posted on
November 25, 2009
at
7:24 pm
You can also read through the forum to obtain more information on whatever you need. Also, feel free to ask on debt-related concerns. We'd be glad to be of help to you!
Posted on
November 27, 2009
at
3:01 am
You may also fill out a form on DestroyDebt.com and you'll be matched with a qualified provider there for free.
Posted on
June 25, 2010
at
3:07 am
Here is something that can help you. michaelbluejay.com/house/credit.html