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Credit Reports Question ??


budgetplanners Rep Points:
Posted on August 7, 2009 at 12:15 am
Hello All Members,What does my credit report have to do with my credit score?Please give me some comments about my question.Thanks in advance.
Posted on August 11, 2009 at 1:33 pm
Hi there- your credit score and your credit report are two separate things, but they certainly go hand in hand. Your credit score, commonly known as the FICO score, is an actual number based off of your payment history, amounts owed, length of credit, new credit and types of credit. Your credit report on the other hand will show your credit history- for example what types of accounts you have had over the years, if you have any foreclosures, repossessions or evictions along with many other things. I hope that gives you some clarification betwee the two.

Steven Rep Points:
Posted on August 11, 2009 at 4:17 pm
Right, and the following is the actual breakdown- in regards to your credit reports question, specifically what Hop mentioned for the FICO score: Payment history: 35% Amounts Owed: 30% Length of Credit: 15% New Credit: 10% Types of Credit: 10%

budgetplanners Rep Points:
Posted on August 11, 2009 at 10:31 pm
Hello All,Thanks for your direction I always keep in mind ..
Posted on August 21, 2009 at 4:01 am
i also had the same question. Because i want to purchase a new card, just to take some help to clear out my debt. Is it advisable?

Steven Rep Points:
Posted on August 21, 2009 at 9:00 am
What exactly are you asking? I am not sure I understand the question. Feel free to clarify so I can perhaps give you some additional insight.

LaPal Rep Points:
Posted on November 25, 2009 at 6:44 am
HiIf you need more information on Credit reports and scores I highly recommend the following site, they have great articles about this

LallyPop Rep Points:
Posted on November 25, 2009 at 7:24 pm
You can also read through the forum to obtain more information on whatever you need. Also, feel free to ask on debt-related concerns. We'd be glad to be of help to you!

Karess Rep Points:
moderator
Posted on November 27, 2009 at 3:01 am
You may also fill out a form on DestroyDebt.com and you'll be matched with a qualified provider there for free.

debtreliefnw Rep Points:
Posted on June 25, 2010 at 3:07 am
Here is something that can help you. michaelbluejay.com/house/credit.html