Posted on August 4, 2009 at 5:14 am I was wondering if you could give me some information on Ohio bankruptcy do-it-yourself, I'd want to file myself..if I can that is, can I? And thanks!

Posted on August 4, 2009 at 5:17 am Are you a resident of Ohio? Of course you can do it yourself..if you qualify for bankruptcy. A Chapter would require you to pass the means test. Find out what your state's median income is. Otherwise, you'd have file for Chapter 13. Also if you are set on filing yourself..you may want to buy a Nolo bankruptcy book or go to this site http://www.nolo.com/article.cfm/ObjectID/1FF752C2-0C80-4539-8B159557A55CC17D/catID/462A9501-9B21-4E09-A08C5A7B8AF51A79/213/161/FAQ/Good luck!

Posted on August 4, 2009 at 5:20 am Okay in Ohio there are two courts that handle all bankruptcies--the Northern and Southern Ohio bankruptcy courts. What's so special about filing bankruptcy in Ohio is that the state provides fewer exemptions for personal property and homes but it has the eighth-highest rate of bankruptcy in the United States nonetheless... so if I were you, I'd hire the services of a bankruptcy lawyer instead of doing it yourself.

Posted on August 4, 2009 at 5:27 am I agree with damon and graham. When you speak of exemptions, you'd need a bankruptcy attorney to guide you through that, or it may take a longer time to figure out and it may even cause you your case. The court would treat you as an expert in bankruptcy law if you represent yoursef. If you don't want to use the full services of an attorney, find ones that would agree to just either counsel you, or represent you in court.

Posted on August 4, 2009 at 5:30 am Hi, you can do all the other steps yourself, until you get to the part wherein you  need to fill out the bankruptcy forms. Many people hire attorneys to do this step for them. It is important to this correctly.

Posted on August 4, 2009 at 5:38 am Here are some Ohio personal property exemptions:Wage: (2329.66(A) (13))Minimum 75% of earned but unpaid wages due for 30 days; bankruptcy judge may authorize more for low-income consumers.Pensions: ERISA-qualified benefits needed for support, Firefighters, police officers, Firefighters’ police officers’ death benefits, IRAs needed for support, Keoghs needed for support, Public employees, Public school employees, State highway patrol employees, Volunteer firefighters’ dependentsHomestead: Real or personal property used as residence to $5000, property held as tenancy by the entirety may be exempt against debts owed by only one spouse.Insurance: Benevolent society benefits to $5000, disability benefits to $600 per month, fraternal benefit society benefits, Group life insurance policy or proceeds, life, endowment or annuity contract avails for your spouse, child or dependent, life insurance proceeds for a spouse, and life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary’s creditors

Posted on August 4, 2009 at 5:41 am You may also want to check these sites:http://www.ohnb.uscourts.gov/ for Northern District of Ohiohttp://www.ohsb.uscourts.gov/ for Southern District of Ohio

Posted on August 10, 2009 at 4:06 am How is DIY bankruptcy in Ohio different from the other states?

Posted on August 11, 2009 at 2:09 am Is there a fee I need to pay if I file for Ohio Bankruptcy in the the Do It Yourself Way

Posted on October 16, 2009 at 6:09 am Is there a fee I need to pay if I file for Ohio Bankruptcy in the the Do It Yourself WayYes, the filing fee as well as the pre bankruptcy mandatory credit counseling fees (more or less $50). For Chapter 7 it is $299 and $274 for Chapter 13.