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Credit Counseling Centers Of America


head over feet Rep Points:
Posted on August 4, 2009 at 1:47 am
Anybody heard of the Credit Counseling Centers of America? Heard of them thru a neighbor who used their services a couple years ago. Here's my story, I have $45,000 in unsecured debt alone. My secured debts are another story. I need help, else I would have to file for bankruptcy. I know i have a number of options and bankruptcy is not the best way for me just yet.

Purple Cow Rep Points:
Posted on August 4, 2009 at 3:14 am
According to the official website, they have transitioned all their clients' accounts over to Money Management International, Inc. in 2007. You may want to work with that company instead.

head over feet Rep Points:
Posted on August 4, 2009 at 3:31 am
Oh I see. Now I'm a bit wary of that. Does anyone have an idea of how the company works?

Karess Rep Points:
moderator
Posted on August 4, 2009 at 3:47 am
MMI does not have accreditation with the Better Business Bureau--in fact they have revoked their membership from the Bureau. The company's Wikipedia article states that MMI did not meet specific standards in reference to "charitable accountability," and that some of the material provided by the company were false and misleading to their customers.

Slytherin Rep Points:
Posted on August 17, 2009 at 4:46 am
Hi, instead of worrying about Credit Counseling Centers of America, why not fill out a form here at destroydebt.com and speak with a debt consultant. It is for free. Who knows, maybe credit counseling is not the right debt solution for you..
Posted on August 17, 2009 at 4:49 am
Did you say $45,000 of unsecured debt? Are you behind on your payments too? If so, then you qualify for a debt settlement program. You can be debt free in 12-36 months..and not only that,your debt has a chance to be cut down to half..depending on your creditors and how the negotiation goes..

Subsume Rep Points:
Posted on August 17, 2009 at 5:12 am
Hi head over feet-- I wonder why you are even considering credit counseling or Credit Counseling Centers of America, for that matter..your debt amount qualifies for a debt settlement program..and what about your secured debts?