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How Long Does It Take To File Bankruptcy?


Mrs. Robinson Rep Points:
Posted on July 31, 2009 at 3:40 am
how long does it take to refile bankruptcy? i mean, how long does one have to wait before filing another bankruptcy?  especially if the previous case was dismissed?

misteranderson Rep Points:
Posted on July 31, 2009 at 3:44 am
How long does it take to file bankruptcy again?Okay here are the time frames:*Start counting time from the date of filing to the date of filing - and not from the date of the first discharge to the date of the second filing.For Chapter 7s:  8 years in between For Chapter 13s: 2 years in between In between Chapters 7 and 13: 4 years In between Chapter 13 and 7: 6 years, that is if your plan is under 70% completed

rasputin Rep Points:
Posted on July 31, 2009 at 3:48 am
You do not have to file bankruptcy again if your debts are mostly unsecured. Try exploring non-bankruptcy alternatives like credit counseling and debt settlement before filing bankruptcy again. If you are wary of disclosing your financial situation in the threads, feel free to fill out one of the forms here at destroydebt.com and avail of the free consultation that it's offering. If your first bankruptcy was dismissed, you probably were not properly advised.

customer no. 5 Rep Points:
Posted on July 31, 2009 at 3:49 am
How long does it take to file Chapter 7 bankruptcy?

x and y Rep Points:
Posted on July 31, 2009 at 3:51 am
It depends on the complexity of your case. A normal Chapter 7 case would probably get a discharge in about 3 1/2  to 4 months.

blur Rep Points:
Posted on July 31, 2009 at 3:55 am
Just to clarify,In a Chapter 7 case, you are required to attend the creditors meeting which happens in about 4-6 weeks. 60 days after the conclusion of that meeting, unless the creditors files a motion or an objection,  you are then eligible to receive a discharge. You can expect a copy of the discharge order in your mail by day 62 or 63.

edwyn (Guest) Rep Points:
Posted on August 11, 2009 at 1:56 am
how long to file bankruptcy in TX?

lanseshenying Rep Points:
Posted on August 27, 2009 at 8:12 am
This hard to say

andrew (Guest) Rep Points:
Posted on September 9, 2009 at 3:47 am
should i really file for bankruptcy or do i have other options for ths

x and y Rep Points:
Posted on October 14, 2009 at 5:48 am
You have other options - credit counseling (debt management plan) if you wish to have your interest rates negotiated and if your total debt amount is less than $10,000. Debt settlement if your accounts are past due and they total to more than $10,000.
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