Posted on July 15, 2009 at 4:37 am I thought I'd start this. A bankruptcy quiz! Questions to ask yourself before filing or if you even have to as it's not for everyone.-are you only able to pay the minimum amount monthly?-are you forced into charging for food and gas?-are you almost or at your limit with your cards?If you answered yes to all...bankruptcy is not for you. Try credit counseling or debt settlement instead.

Posted on July 15, 2009 at 4:40 am Hey this is nice! -have you received a court summons with regards to your debt?-is your house facing foreclosure?-are you facing eviction?if you answer yes to those: you can/should file bankruptcy.

Posted on July 15, 2009 at 5:01 am Another question to ask is:-have you looked into the alternatives to bankruptcy?-credit counseling?-debt settlement?-debt consolidation?

Posted on July 15, 2009 at 5:04 am -can you handle the stress that a legal procedure can give?-can you afford the legal fees?

Posted on July 29, 2009 at 2:27 am Are you from a community property state?

Posted on July 29, 2009 at 2:30 am How is filing from a community property state relative to the - should I file bankruptcy quiz?

Posted on July 29, 2009 at 3:12 am It has something to do with the bankruptcy estate and how it affects the non-filing spouse.This could be considered part of the - should I file bankruptcy quiz:Will filing bankruptcy in a community property state affect the non-filing spouse?The bankruptcy will only affect the non-filing spouse unless the debt that is being petitioned for-- is joint. The court though will ask for the non-filing spouse's financial situation like salary and assets to determine which bankruptcy type is going to be granted the filing spouse. This also goes for Chapter 13. While the non-filing spouse will not be involved with the repayment plan, the court would still ask for his/her financial situation.Each spouse has their own individual credit report and the non-filing spouse's credit history will not directly reflect on the filing spouse's bankruptcy petition--unless they have joint debts.

Posted on July 29, 2009 at 3:16 am Should I file bankruptcy quiz:What are my debt types?=Are they mostly secured or unsecured?=Are they student loans?=Are they child support and/or alimony?

Posted on August 18, 2009 at 6:09 am Quiz:I'm in debt but I live in one of these states:GiorgiaIdahoKansasMaineMississippiMinnesotaNorth and South CarolinaUtah WisconsinI have been getting creditor/collection calls too. Credit counseling and debt settlement are out, I don't want to obtain a loan to pay off my debts. Should I file bankruptcy?

Posted on August 18, 2009 at 1:20 pm Why do all those states matter for the quiz?  I am asking because I am from Kansas