Posted on
July 14, 2009
at
2:57 am
i need the best possible solution. thank you!
Posted on
July 14, 2009
at
3:04 am
When should you pay your credit card bill..I should say that you should pay your credit card bill when it arrives in your mailbox and before the due date.
Posted on
July 14, 2009
at
3:06 am
"When should I pay my credit card bill" or when is the best time to negotiate/settle my credit card debt?
Posted on
July 14, 2009
at
3:13 am
hah rasputin thank you! and im sorry my english is no good-im from Herzegovina! and yes pleas Order Chiroptera, banks are calling me to pay!i can pay a little, so yes when should i pay my credit card bill?
ck Rep Points:
Posted on
July 14, 2009
at
3:25 am
Now is the best time to try to settle your credit card bill since it sounds like your accounts are already past due. Creditors only negotiate on the principal amount of debt if you are already behind on your payments-and since it sounds like your account is already with collections, it's time to make a move.Call your creditors as soon as possible and let them know of your plans.
Posted on
July 14, 2009
at
3:35 am
Since we do not know which group is contacting you:1. If it is a debt collector and/or a junk debt buyer that's calling you, expect to get a low settlement because they bought your debt at a very low price. 2. If it is the original creditor that's calling you, then that it is a good news! It means that they would offer you a settlement amount, high at first, so wait for their 3rd offer.
Posted on
July 14, 2009
at
3:39 am
How far past due is your account? The closer the date is to being written off by the creditor to the IRS, which is usually 180 days past due, the better. Remember that they prefer for your account to not charge off. If you have other questions with regards to debt settlement, feel free to fill out one of the forms in this thread, and avail of the free consultation. The debt experts would help match you up with the best debt solution for you.
Posted on
July 14, 2009
at
10:27 am
Be careful when paying your credit card bill- if you are already past due, and you only send the lender a little bit of money it may not even cover the interest. So essentially you aren't paying off any of the debt, and they will still report you as past due if what you are sending them is not equivalent to the minimum amount due for that billing cycle.
Posted on
July 29, 2009
at
5:15 am
"when should I pay my credit card bill?"When I receive collection calls and the collection agency has validated my debt. When I am absolutely sure that the statute of limitations on that debt hasn't yet expired.
Posted on
July 29, 2009
at
5:20 am
I agree, "when should I pay my credit card bill?" should not be answered with:-When a collection agency harasses me or threatens to put me to jail if I don't pay up in 10 days (or any made up days).-When a collection agency contacts my neighbors, relatives, and work place.-When a collection agency tells me that they are going to sue me -When a collection agency calls to inform me of my debt and have not sent me a letter informing me of the amount of my debt, my creditors, and what I can do to have the debt validated.Those are violations of the FDCP rules. Whatever you do, if the debt is not validated, do not promise to pay it, nor admit to it.
