There Is Nothing Eithical About Paying It Back
Posted on
July 8, 2009
at
5:47 am
But that's just my opinion. I am wondering, what are peoples' opinions here about all this debt? If the government mandated jubilee tomorrow morning, I'd sign up before noon. I feel nothing spiritually about paying these people back. If someone loans money foolishly and can't recover it, that's their problem. And they loaned money to me, foolishly. I defaulted years ago, mostly out of principle (I had more important things to do at the time). And I still hold to that principle. This is part of a large phenomenon, which is more obvious now than it was a few years ago. This is my take, what do other people in this forum think? -Alex
Posted on
July 8, 2009
at
6:24 am
If you borrow money from a lender with no intention at all of satsifying the debt, I would say that is rather unethical. Not to mention fraudulent.
Posted on
July 8, 2009
at
6:39 am
That's not the case with me at all. I always intended to pay the debt back, that is, until I realized that it would mean too many sacrifices. I could have paid it back, but eventually it was clear to me that I didn't need to. My view: stupid lenders (in my case, credit card companies) ought to pay for their bad decisions. I was a bad decision. My credit is pretty shot, but in the mean time, I have learned to live without credit. Things are looking up for me. Anyway, I didn't start the thread to argue, I am just curious what people on this forum think.
Posted on
July 8, 2009
at
6:40 am
I understand completely. I was only stating that it would be unethical if you had no intention of ever paying any of it back. Most people who owe are in your shoes though- they want to pay it back but are not able to do so for any number of understandable reasons.
Posted on
July 8, 2009
at
6:42 am
This nasty trend is either headed towards debtors prisons, or debt forgiveness. Or I suppose we could continue in this limbo-hell forever.
Posted on
July 8, 2009
at
11:54 pm
Are you perhaps conducting a social experiment? It's an interesting topic. If people can't go to jail for not paying their debt (minus the criminal aspect: fraud)...let's see how many can get away with it? Then eventually bring down the credit card business?I'm not being sarcastic, you want to know what people think about what you think..and I think that Anarchists and Conspiracy Theorists would love you for it.
Posted on
July 9, 2009
at
12:00 am
...and overly religious people and new age people too, x and y. Many of those groups believe that the lending industry is unnatural and is the playing field of the greedy. An unnecessary by-product of what's called "the civilized world." They are not going to cry if the credit card industry disappears. But 655321...I think it's wrong to say that it's not wrong to not pay back what you owe. Sometimes it's not the action that is unethical..it's the intention.
Posted on
July 9, 2009
at
12:10 am
The definition of the term Ethical is "conforming to accepted standards of social or professional behavior" ...and I'm afraid that you failed to conform to the accepted norm of you can't take what is not yours. It was lent you, you should return it. When you applied for that credit, you signed papers (?), you agreed to be under the terms and conditions (the norm) of that industry and that company...it is consensual, nobody forced you into it. Or are you saying that you were hypnotized or not in your proper state of mind at that time? Were you just performing a "dare" to a truth or dare game perhaps?My vote: Unethical.
Posted on
July 9, 2009
at
12:21 am
Wait a minute ladies and gentlemen...you did not just touch upon that topic-- that which must not be spoken! Morality and Ethics!And 655321 I apologize for the reactions of our Moralists in these threads. Hail Niccolo Machiavelli right? "A prince never lacks legitimate reasons to break his promise."Your reasons for not paying (or not wanting to) were (are) legitimate right?...Or you're a prince...
Posted on
July 9, 2009
at
12:28 am
You are certainly sly Slytherin. And his name's Alex. I think that he doesn't want to bring down the whole credit card industry, or he did not mean to sound as if he wants to, I think he wants a serious reform.
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