Posted on
June 23, 2009
at
11:59 pm
I suppose you would say "a lawyer" but what if you can't afford one? Where to turn to for help..
Posted on
June 24, 2009
at
3:02 am
are you sure that you need legal advice about (your) debt or just advice about debt?
Posted on
June 24, 2009
at
3:17 am
There are companies/legal advisers that would be willing to provide you free advice (initially) but then again, to go further,you'd have to sign-up eventually and that's going to cost. What do you need legal advice for?
Posted on
June 24, 2009
at
3:23 am
are you filing bankruptcy? then you need a bankruptcy lawyer. if you're filing bankruptcy it's most likely chapter 13 repayment plan because chapter 7 is almost out of reach nowadays. in a chapter 13 plan, the legal fees can be included in the plan, and that would make it easier for you to pay the attorney.one way to save up though is to hire the services of a paralegal or a bankruptcy petition preparer. some of them have tie ups with attorneys-because they themselves are not allowed to dispense legal advice--it's just that most of their customers do, but can't afford the lawyer's full services.
Posted on
June 24, 2009
at
3:47 am
there are forms around this site,it says talk to a debt consultant (for free)- if you don't want to disclose your financial situation situation in the thread.did you receive a letter from the collection agency saying that it's taking legal actions against you?
Posted on
July 8, 2009
at
3:38 am
I suppose it depends on what you need the legal advice for...if it is not a pressing matter and you just need information, why not buy one of those Nolo books..
Posted on
July 8, 2009
at
3:41 am
thank you all for the replies and
break on through can you tell me more about the bankruptcy petition preparer? that sounds like a good alternative to hiring an attorney..and I will look into those Nolo books too..
Posted on
July 8, 2009
at
3:59 am
Okay a bankruptcy petition preparer could be any person or business, apart from the lawyer, this could also be someone who works for a lawyer. A bankruptcy petition preparer charges a fee to prepare bankruptcy documents--under your direction and control and not the lawyer or the law firm that he/she is working for...The advantage of hiring one is you won't have to worry about missing a document or even filing dates, they do know about those things--although their services are limited to just generating your bankruptcy forms by typing them or inputting information into a bankruptcy software program.
Posted on
July 8, 2009
at
4:04 am
I agree with blur and with them not being lawyers THEY CANNOT GIVE LEGAL ADVICE or represent you in the bankruptcy court. The bankruptcy petition preparer may not:-advice you on which type of bankruptcy to file-advice you to not list certain debts-advice you to not list certain assets-advice on which properties to exempt
Posted on
July 8, 2009
at
4:08 am
I see, how much would you say they charge on average? And are those what constitute legal advice? What if I have a lawyer friend who's retired or not practicing anymore and I asked him for legal advice..how would the bankruptcy even know that it came from a former lawyer..I mean assuming that I'm filling alone..
