Posted on
June 16, 2009
at
4:33 am
I found them on the internet and i thought they were pretty interesting, but i need expert advice first before i can really consider applying for their services........ what do you guys think?
Posted on
June 16, 2009
at
4:50 am
They are accredited members of the Association of Debt Settlement Companies, or TASC. You can find more about them at http://www.tasc.org. They help maintain industry standards for debt settlement companies so I guess that is a good sign.
Posted on
June 16, 2009
at
5:14 am
their repayment program is pretty short, too--they promise that debts can be paid off in 12-36 months. That's between 1-3 years. Not bad, at least I can be able to be debt-free much quicker. i like the idea
Posted on
June 16, 2009
at
5:46 am
They charge 15% of the consumer's debt load for the total fee that needs to be paid, which is actually the standard rate offered in the market. They don't have set-up fees, either, and the 15% is paid out over the initial half of the program. The fee is also refundable if the company isn't able to acquire at least one negotiated settlement agreement from the consumer's creditors within 24 months of the contract.The minimum total debt required to qualify in their program is $5000. I think that's a good thing considering that a lot of debt settlement companies require at least $10k in unsecured debt for them to qualify.
Posted on
June 16, 2009
at
6:05 am
Total Debt Relief is not accredited with the Better Business Bureau. In fact they have received a D rating from this business regulatory agency. Complaints on the company range from contract issues to customer service concerns. They have been around for quite some time yet have not received the proper accreditation from the company, who puts a prime on customer trust and satisfaction.
Posted on
June 16, 2009
at
6:20 am
Ok that does not sound good to me at all! do you guys have alternatives that i can take?
Posted on
June 17, 2009
at
8:00 am
There aren't any Debt Settlement Companies that have higher than a D rating with the BBB...this is because the BBB doesn't understand the nature of the Debt Settlement Industry. TASC has been trying to correct this for months. IT's an unfair rating..primarily because it doesn't consider the "good" from the "bad". When using the BBB as a reference for Debt Settlement, check their complaint history...more than 5 be careful. But Debt Settlement is still a good option if you consider the money you will save in interest.
Posted on
June 17, 2009
at
8:17 am
That actually is not true- I have seen many debt settlement companies on the BBB website with a "B" rating and even higher. I would broaden your search.
Posted on
August 14, 2009
at
2:35 am
Total Debt Relief is like Superior Debt Relief...
Posted on
August 14, 2009
at
2:54 am
In what way kelliepickles? In the way that it sounds like a competition of the proper usage of the superlatives? Just kidding. If the consumer is looking for a total debt relief solution for his/her financial situation, the best way to find out is to speak with a debt consultant, because then he/she can ask questions before committing to a program and/or a company.Incidentally, destroydebt.com offers free debt consultation, just fill out a form here.
