Posted on
June 2, 2009
at
9:12 am
having some credit card trouble here...can they do this?
Posted on
June 2, 2009
at
9:56 am
It depends on the state laws where the debtor resides. If state law permits such action then yes a creditor or debt collector could potentially garnish your wages. There are some states that do not allow wage garnishments for credit card debt (for example, Texas), however do allow wage garnishments for things like tax debt or federally backed student loans. It is best to research your state garnishment laws to determine whether or not you are at risk. Now, regardless, if you live in a state that permits wage garnishment for credit card debt, you must be sued first. And, the garnishment cannot take place until the debtor's employer has received a court order to do so.
Posted on
June 4, 2009
at
3:48 pm
I also know Pennsylvania is a non-garnishment state, and that in Florida if you are the head of household and have dependents they cannot garnish your wages either. Does anyone know of any other non-garnishment states? What about states where you home is protected, anyone know anything about that?
Posted on
June 9, 2009
at
1:10 am
Yes, debt collectors can garnish your wages. If they decide to sue the debtor and win the judgment, the collector may levy your account and garnish an appropriate amount from your bank account each month. The amounts also vary per state.Other non-garnishment states aside from PA include TX, NC, and SC.Hope this helps!
Posted on
June 9, 2009
at
1:56 am
how much of my wages can be garnished...?
Posted on
June 9, 2009
at
2:23 am
Federal law mandates a 25% garnishment across the board. Certain rules of specific states apply. For example, in DE either 15% of the debtor's consumable earnings or the 15% plus an additional $150 are garnished. It pretty much varies from state to state
Posted on
June 9, 2009
at
7:16 am
BettyBopp- It would depend on what state you live in. The amount of wages that are exempt from garnishment vary depending on where you live. What state are you in? Below is a link that provides the garnishment exemptions for all 50 states.
http://www.carreonandassociates.com/articles/collectionlaws.htm
