Posted on June 1, 2009 at 7:41 am Or does it take longer? Anyone know how long exactly it takes to chase a debt?

Posted on June 1, 2009 at 8:07 am Hi Mr. Jones, I am not sure I understand your question. Are you wondering if debt collectors can try and collect on a past due account after 6 years have passed? If so you may be referring to the Statute of Limitations for credit card debt. Each state has a different law, so it would depend on where you live. In some states, written contracts expire before 6 years so the Statute of Limitations would have passed. Below is a link that shows the Statute of Limitations for every state in the U.S. http://www.creditcards.com/credit-card-news/credit-card-state-statute-limitations-1282.php If this is not your question please clarify. I would assume if not you may also be asking how long a debt stays on your credit report?

Posted on October 9, 2009 at 5:08 am Can a debt be chased after 6 years?"Chased" yes...the collectors would attempt anything to collect, so the consumer should be vigilant  and not admit to the debt nor promise to pay it without checking the state's SoL

Posted on October 9, 2009 at 5:10 am Can a debt be chased after 6 years?In California though, that might not be the case, as their SoL there is only for 4 years.

Posted on October 21, 2009 at 5:59 pm I think it depends on the SoL of the state you live in.People can chase debts as long as they like but they can'n necessarily collect them.