Posted on
May 21, 2009
at
11:42 pm
I don't have savings or anything like that. I've been getting creditor calls and it's very stressful...I just don't know what to do..
Posted on
May 21, 2009
at
11:58 pm
You can start off by getting a job. Any job, but not the ones where you would have to wait for weeks or months to reply to your application...I mean any job that would give you income--say, pumping gas, or flipping burgers, or waiting on tables...I mean even if you think that you are too good for those jobs--the fact is that you need money to survive for hopefully just a short time, and also save enough to pay off some of your debts.As for the creditor calls, don't dodge their calls, talk to them and find a way to arrive at an arrangement. They would listen to you, don't worry, they would rather have you pay them, than them suing you.Hope that helped.
Posted on
May 22, 2009
at
12:04 am
I was going to say try to apply for a debt consolidation loan...but you said that you do not have savings, so I changed my mind, you have to qualify for a loan.
Posted on
May 22, 2009
at
12:07 am
Minimize your expenses! Since you have lost your source of income, why not lose your source of debt too? And yes, do get a job, any job that would help you pay your bills. Just to keep you afloat for a short time until you get another steady job.And when you get a good job, save!
Posted on
May 22, 2009
at
1:43 am
Find ways to generate income...how old are you anyway? Maybe you have books and CD's ...collections that might bail you out of this mess--sell them?
Posted on
May 22, 2009
at
1:48 am
Wow, thanks for the replies, they are very helpful. And yes I do have books and CD's...in fact, they are the reasons why I got into so much debt! Concert tickets too :( and online purchases, downloads...I can't seem to stop
Posted on
May 22, 2009
at
1:55 am
That's why I posted? And okay, what sort of help do I still need.I'll go find a job, I think, any job...
Posted on
May 22, 2009
at
3:38 am
Try credit counseling or debt settlement. Speak with a debt consultant to know which one is best for you. Fill out a form and get matched up!
Posted on
July 5, 2009
at
11:35 am
you need to cut all expenses then get some job and dont put money on other things put on important things only
