Posted on November 6, 2007 at 2:31 pm Investment always involves risk. Be prepare on whatever outcome you may have. Just spend the money you think you can ignore it if something bad happen.

Posted on November 6, 2007 at 2:31 pm I've always followed that rule. I invested some money awhile back and did make some money off of it. If I had of lost it I wouldn't have missed it as much as I would have if I put in more than I could afford. Some people tend to forget that and end up losing it all.

Posted on November 6, 2007 at 2:31 pm This usually applies on online investments such as hyip and autosurf. Most of them were short term and usually just a game which high risk must be aware of

Posted on November 6, 2007 at 2:31 pm "An investment operation is one which, upon thorough analysis, promises safety of principal and a satisfactory return. Operations not meeting these requirements are speculative." this is the definition of investment according to Benjamin Graham. so i think you are referring to speculation when you say invest what you can afford to lose

Posted on November 6, 2007 at 2:31 pm Good point Jaobedoza. I have invested in a CD and I don't see it as a risk.

Posted on November 6, 2007 at 2:31 pm ya right, invest your income, where you won't care bad, if any part of your investment is lossed!

Posted on November 6, 2007 at 2:31 pm [QUOTE=macy;291]This usually applies on online investments such as hyip and autosurf. Most of them were short term and usually just a game which high risk must be aware of[/QUOTE] I don't think it is a wise decision to risk your hard earned money in HYIPs and autosurf programs. Most of these if not all are scam. Stocks trading is definitely much reliable.

Posted on November 6, 2007 at 2:31 pm [QUOTE=macy;35]Investment always involves risk. Be prepare on whatever outcome you may have. Just spend the money you think you can ignore it if something bad happen.[/QUOTE] Risk? Take Appropriate Financial Risks If you want to build wealth you need to take risks. The higher level of risk that you take, the higher your return should be. With that said, only take the risks that are appropriate to you! For example: You have the choice of investing in a savings account, a money market account, a certificate of deposit (CD), a bond fund, a large cap stock fund and an aggressive mutual fund (mostly tech stocks). Each investment has a different level of risk and each investment makes sense for different people. Typically, the higher level of risk that you take, the higher your potential investment return. The right investment for you depends on many things, but the two most important factors are 1) your realistic time horizon, and 2) your aversion to risk. Regarding time horizon, if you have 40 years to retirement, you should invest your money in the highest risk, highest yielding sectors (maybe 70% stocks, 15% bonds and 15% money markets). But if you are close to retirement or can't afford to risk your investments, the majority of your investments should be allocated toward the low-risk investments such as savings accounts, money market accounts, CDs and maybe even a bond fund. Regarding risk aversion, you must make this decision yourself. If you have trouble sleeping at night because you're investing in stocks, you should probably sway toward the lower risk investments. The major takeaway from this section is that it is important to take risks. The more risk you take the more you can expect to earn and accumulate over the long-term. However, be conscious of yourself and your goals and do not take more risk than your time horizon or your own personality will allow.

Posted on November 6, 2007 at 2:31 pm well, i suppose everything involves risk. but the idea is to minimize it. taking calculated risks is better than shooting arrows in the dark. research! if you are satisfied with the info you have, then you make a decision

Posted on November 6, 2007 at 2:31 pm When it comes to investing in autosurfs and hyips I agree that is risky. I tried it and lost. I am glad that I ony put in what I was willing to lose.