Credit Score Web Sites
Posted on April 11, 2009 at 9:02 pm
was wondering if you trust the credit score web sites that tell you your score and i havnt found one that is free.Does anyone know of any free sites to get your score thats legitament.
Posted on April 12, 2009 at 12:00 am
was wondering if you trust the credit score web sites that tell you your score and i havnt found one that is free.Does anyone know of any free sites to get your score thats legitament.
Posted on July 24, 2009 at 8:48 pm
Short answer....NO!
Most of the free sites, and even the sites you pay for will not give you an accurate FICO credit score. Sadly the only way to do that is to have a lender pull a hard score from one of the credit unions MORTGAGE scoring companies.
As an example. I pulled my Trans Union report from Trans Union and it was clean, about a month ago I had one pulled from my Equifax Mortgage Solutions report, which includes Trans Union, and it listed an old debt that was never paid. I sent a letter to dispute it, and sure enough the debt was legit. So not even all the information you get from the credit reporting agencies are accurate. The only "true" credit report is a hard pull from a Mortgage Credit Reporting Source.
Posted on August 11, 2009 at 11:19 am
It isn't necessarily a credit score website per say, but you can pull your credit report for free, once per year, at
www.annualcreditreport.com.
Posted on August 11, 2009 at 1:24 pm
Right, and if you go to this "credit score website" I would suggest getting your credit report from Experian. Typically it is the easiest to read and most thorough credit report when compared to the other two bureaus.
Posted on August 11, 2009 at 2:59 pm
And the worst to read is TransUnion. And they are awful to work with.