Posted on
April 8, 2009
at
10:35 am
Lot of my officemates want to have a credit card. I rather told them be careful, having a credit card is not an alternative way in spending. Before applying for a credit card, think a couple of times. Or a thousand times...DO I REALLY NEED A CREDIT CARD?
Posted on
April 8, 2009
at
11:07 am
actually credit card is not a necessity its more than a wants and needs of a person, you can apply for a credit card if you are capable of paying for it, it's a responsibility and you need to spend wisely proper management and discipline is a key.
Posted on
April 8, 2009
at
11:14 am
no, i don't.. i don't need a credit card.. i like to pay cash all the time.. but i think it depend on yourself..
Posted on
April 8, 2009
at
12:37 pm
i dont have my personl credit card... but i want to have it. then you can get those things imediately when you need it more and you dont haveenough cash to spend
Posted on
April 8, 2009
at
1:42 pm
Well I liked to have credit cards when I did, but I like it now as well because I do not have to worry about paying another bill every month. Credit cards are good if you know how to use them. Nice discussion and take care. Want to make money online, if so send me a message if you live in the US:)
Posted on
April 8, 2009
at
2:07 pm
I think it's okay to have credit card if you can really afford to have one and you're disciplined enough to use the perks of credit card. If not, i think it's better to just pay everything with cash. In that way you know exactly how much you are spending.
Posted on
April 8, 2009
at
6:46 pm
YES ... I need it.I need a credit card to verified my paypal account also I can use for events and something in outside my budget.
Posted on
April 8, 2009
at
6:50 pm
no,i just make it like a simple card
Posted on
April 8, 2009
at
6:57 pm
i have read that one of the best ways to improve my credit after my bankruptcy was to acquire a credit card. Use it monthly but pay off the balance every month. So for me it's a matter of improving my credit. i only have a $300 balance on my card and that's all i need it for. I use my debit card for everything else
Posted on
April 8, 2009
at
7:03 pm
We need a credit card , because it can use it as emergency cash, if we have a something problem , that need quick cash.. credit card is very useful but we must to, be careful because interest in credit card is very high, you must not want get a long debt .....
