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WHAT DO U PREFER ATM CUM DEBIT CARD Or CREDIT CARD ?


viperkill Rep Points: 755
Posted on April 8, 2009 at 3:58 am
please feel free tell your choice.Is it possible to use a ATM cum DEBIT card in place of Credit cards

srikandi19 Rep Points: 665
Posted on April 8, 2009 at 4:14 am
We can use credit card in ATM machine to take cash money. and some shop accepted  Debit card to payment.

kingfish Rep Points: 25
Posted on April 8, 2009 at 4:19 am
I prefer credit card when i was shopping on a big amount , and if i was not charged additional charges ,because i used to rotate my card ,and as well once a transaction is done , what ever i m having in my debit card I used to move to fixed deposit of 20 or 30 days so that i get cash before 5 days or my credit card payment date , and i pays it ,so that i can get some money as Interest , instead of moving to them

viperkill Rep Points: 755
Posted on April 8, 2009 at 4:29 am
No you haven't got my point! can we use our ATM cards as Credit cards?

koreangal Rep Points: 2,330
Posted on April 8, 2009 at 4:32 am
I think a debit card is quite similar to ATM card, since both of them withdraws from your savings account.I prefer debit.Cos can limit myself

interscambio Rep Points: 65
Posted on April 8, 2009 at 5:02 am
I have to agree, using debit cards is better than risking using credit cards.

Tora Rep Points: 245
Posted on April 8, 2009 at 5:25 am
Of course it's possible to use ATM and debit cards in place of credit cards.  It's actually better to use ATM or debit cards instead of credit cards, because you don't have to worry about paying interest on the amount of your purchase.  Some banks even offer incentives for you to use your debit card as credit at retailers--Chase gives reward points that can be redeemed for various things.

danny (Banned) Rep Points: 1,165
Posted on April 8, 2009 at 5:29 am
yes

Cecille21 Rep Points: 345
Posted on April 8, 2009 at 5:37 am
I prefer atm cards it is convenient to use and also during shopping at the mall.

pinl Rep Points: 1,610
Posted on April 8, 2009 at 5:42 am
Yes, its very much possible to use your debit card in the place of your credit card. Only in a few places you will need credit card without an option for debit card. But using your credit card will effect you in long run as you need to pay back the money you used from it.
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