The Federal Trade Commission provides an excellent report on how to obtain your free annual credit report. The report is titled "How to Access to Free Credit Reports."
[url=http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htm]Your Access to Free Credit Reports[/url]
To order your free annual report - You can now request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, TransUnion and Experian.
You can also request your report by phone or mail. Monitoring and periodically reviewing your credit report is an effective tool in fighting identity theft.
[url]https://www.annualcreditreport.com/cra/index.jsp[/url]