The Fair Credit Reporting Act (FCRA) requires CRAs to furnish correct and complete information for businesses to use when evaluating your application.
Your rights under the FCRA include the following:
* You have the right to know all the information in your credit report, including the source of the information in most cases,
* You have the right to know the name of anyone who received your credit report in the last 12 months,
* You have the right to a free copy of your credit report when your application is denied because of information supplied by the CRA. Your request must be made within 30 days of receiving your denial notice,
* You have a right to add a 100-word summary explanation to your credit report if the problem is not resolved to your satisfaction.
