Credit report discrepancy
macy
Rep Points: 500
Does anyone experienced this? How do you manage it? Was it resolved? And I'm wondering with all those financial statements, why does this happened?
get a reort form not sure what its called but you file it with the 3 major credit score companies right way or there is a chance that it can not be erased
Depends on what the discrepancy is. If it is for a missed payment, you will need to notify the company in writing with proof of payment. As long as you do so they need to remove the claim off your report.
[QUOTE=chrissie1101;159]Depends on what the discrepancy is. If it is for a missed payment, you will need to notify the company in writing with proof of payment. As long as you do so they need to remove the claim off your report.[/QUOTE]
Anymore most major credit cards won't penalize your credit for a 30 days late payment. American Express will allow you to go 90 days late before they report you. Sometimes it's just as easy as calling the credit grantor, especially if you have a good relationship with them, and ask them to remove the late payment on your credit report.
How about cancelled cards due to non payment do they report you immediately? I still wonder I do have 3 cancelled cards but still im receiving calls from other credit card company that I was approved for a new credit card.
The only way I know it is to be settled with the company.
neol
Rep Points: 250
I have been fortunate enough to never encountered it beforwe since i pay my debts before they can cahrge any interest.
[QUOTE=macy;43]Does anyone experienced this? How do you manage it? Was it resolved? And I'm wondering with all those financial statements, why does this happened?[/QUOTE]
Paying you debts on right time,you are never going to face this troubles again! These things never happened in my life!
lol why are you here then saddy?? lol
your report will show how many days you are late, there is a 30, 60, and 90 day section. and not all comps file the same way. it is good to establish good relationships with them the second you start the relationship.
Well its very rare if all these things never happen as these kind of situations were actually normal to all of us.
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