Posted on April 7, 2009 at 1:14 pm Most of us who have credit cards will say that we use credit card to buy online.  But I think it would be wise to use debit card instead of credit card.  I have been using debit card to buy online, pay my bills and also to verify my paypal account.  I think using debit card instead of credit card can save us from falling into unnecessary debts.  With debit card, we know how much we want to spent and also, we are not tempted to use it because we know how much money we have in it.  We also don't need to pay monthly payment since we are using our own money while with credit cards, not only we need to pay monthly for the thing we bought but also the additional interest that comes with it.  Would you prefer to use debit card or credit card? 

Posted on April 7, 2009 at 1:27 pm That is very true.  We can really save money by using debit card.

Posted on April 7, 2009 at 1:37 pm Yes, debit card is better than a credit card, you can't spend money you don't have............

Posted on April 9, 2009 at 2:29 am its better to have those two cards because you don't know when a emergency strikes and a credit card will be very helpful on that. on the other hand, debit card will give you limit on how much you are going to spend because that's the only money you have.

Posted on April 9, 2009 at 8:59 am I agree to that it will help to reduce expenses unnecessarily