Have you been a victim?

Has anyone here ever been a victim of identity theft?

I haven't personally gone through it nor have I met someone who has gone through it.

What's the whole process like? What did you have to do? How long did it take to get everything fixed?

Well, I'm not actually sure what happened, but somehow someone managed to charge my checking account for $100. I guess you can't really call that identity theft, but still who knows exactly how they did that.

As soon as I discovered the unauthorized charges, I went to my bank and asked them what could be done. They advised me to change all my details, so I had to close my old account and open a new one. Also had to get new cards. It was a little inconvenient, but the peace of mind was worth it in the end. I would guess that if you have been a victim of identity theft that the process would be somewhat similar.

I lost my checking card a while ago and someone got a hold to it before I could cancel and order another one. They credited over a thousand dollars to my account. I was so devasted. That was a thousand dollars that I didn't have to lose.

I have never had a problem with identity theft because I am very careful about giving out any personal info.

I have been a victim of identity theft at its worse: by a relative.
You really hate to turn them in, but this is the only way to get the creditors off your back.
My brother, who has many additions, set up credits accounts in my name, our deceased father, and our deceased grandmother's name and then used the balance on each one very quickly.
It was 4 months after the fact, while checking my credit report that I noticed the odd accounts.  It took almost 2 years to get it removed, because he does not have a stable address and the creditors would much rather come after someone that is working and has a home.