Using your credit card online
macy
Rep Points: 500
Is it safe to use your credit card for internet purchases even if has high credit limit? What would be the procedure to check a site if its safe to pay or not?
Always check to make sure a site is secure. Remember this is your information you are enterting into these sites.:eek:
i have fraud protection on my visa
I dont think it is safe, and if you read my previous posts you will know why. The only credit card I use for online purchases is a pay per use card. I load the money on it that I know I will spend, and that way if anyone tries to hack it there won't be anything there for them. It also limits my online spending too, but that is never a bad thing. lol
You are safe as long as you use an actual credit card and not a debit card. An actual credit card protects you 100% against unauthorized charges. A debit card affords you protection after $50 of unauthorized charges but when you are losing money directly from your bank account you risk having checks that you have written bouncing. That is a compete nightmare. :mad:
macy
Rep Points: 500
I only use my card for the company I have been dealing with for a long time but for usual purchases I don't. I only use other tools or exchangers.
[QUOTE=macy;53]Is it safe to use your credit card for internet purchases even if has high credit limit? What would be the procedure to check a site if its safe to pay or not?[/QUOTE]
You can always file a charge back in case of fraudulent transactions. If you pay online line make sure it's not a phishing site. Make sure also to transact with SSL capabled sites (i.e. https:// )
neol
Rep Points: 250
But its still a risky business considering the fact that you dont meet them in person.
Yes i totally agree, i would rather use my credit card in face to face contact with some. Rather than some complete stranger i don't know over the internet.
The first thing you should look onto the site regarding security is SSL certificate, it is secure! Then, the second thing is URL starting with 'https://' in that 's' stands for security! Look for these things, while using credit card onlline!
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