How to get out of debt
Do you really need a car as nice as that? Check your operating costs of your auto, gas, insurance, taxes, maintainance, the lot. Cut them down by selling your existing auto for a cheaper one, or just sell it and go public transport if you can. How much would you save?
like the idea of the treat, too - that way you don't feel too much underfoot and can at least let loose in a limited manner - rather than feel so bad you just blow it because you need a release.
I haven't seen a dollar store in forever! They were everywhere and now gone near me. I always enjoyed strolling through them to! Im a horrible impulse buyer so i shop online for grocery now and am saving alot of money then being tempted by unnecessary junk at the store.
I like what you said parrot but I went even further and got rid of all my credit cards what I have for emergencies is a prepaid visa debit card. For normal purchases I use my regular debit card or good old fashioned cash.
bono
Rep Points: 150
Try using only one credit card and limit your use of that as well. Instead of buying a brand new car why not buy a used car instead. And most of all limit your shopping expenses :D
[QUOTE=haibara;1082]Do you really need a car as nice as that? Check your operating costs of your auto, gas, insurance, taxes, maintainance, the lot. Cut them down by selling your existing auto for a cheaper one, or just sell it and go public transport if you can. How much would you save?[/QUOTE]
You only live once, and while I agree that being in debt sucks it also sucks to not enjoy your life to the fullest. I would rather be in debt than take a bus anywhere.
[QUOTE=haibara;1082]Do you really need a car as nice as that? Check your operating costs of your auto, gas, insurance, taxes, maintainance, the lot. Cut them down by selling your existing auto for a cheaper one, or just sell it and go public transport if you can. How much would you save?[/QUOTE]
I would go for it if it is my dream car and if I can afford the monthly amortization. It is also a form of reward for myself for working hard and a motivation for me to work harder.
[QUOTE=Mirer14;1338]You only live once, and while I agree that being in debt sucks it also sucks to not enjoy your life to the fullest. I would rather be in debt than take a bus anywhere.[/QUOTE]
I agree you only live once. Why not buy a new car, but not every two years. I know someone that buys a new car every two years and he is always crying broke.
It's hard to get out of debt this day in age with everyday cost of living going up
and the money brought into a household stays the same..
[QUOTE=haibara;1082]Do you really need a car as nice as that? Check your operating costs of your auto, gas, insurance, taxes, maintainance, the lot. Cut them down by selling your existing auto for a cheaper one, or just sell it and go public transport if you can. How much would you save?[/QUOTE]
My advice, if you want to buy a new car. Please make sure you can pay all the payment in one year. If not, better you take used car than buy a new car. If you buy house. If you not buy in cash, better you buy for less than 5 years. If you cannot do that. Better you never buy a house. So, the solution is from you. You need to have target if you want to buy something first. That can make you out of debt.
