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Be Wise Using Credit Card


diamondrose1 Rep Points: 1,080
Posted on April 4, 2009 at 1:51 am
Yes, be very careful when buying with a credit card. The bill increases quickly depending on your spending habit because it is so easy to buy items without worrying about where the money is coming from.

traveler Rep Points: 1,055
Posted on April 4, 2009 at 2:03 am
having a credit card is a responsiblity, its a big help especially for emergency purposes but you need to used it wisely and don't overspend or else you will have a headache dealing with your expenses in due time

traveler Rep Points: 1,055
Posted on April 4, 2009 at 11:54 am
self discipline is a must if you want to avoid overspending and debt trouble in the future so use wisely

koreangal Rep Points: 2,330
Posted on April 8, 2009 at 11:35 am
Yes. We really need to be wise when we are holding credit cards in our hands. Its easy to use "future" money, and be shocked of what it can lead to if you did not pay on till.

momtrying2makeit Rep Points: 680
Posted on April 8, 2009 at 1:32 pm
I think credit cards are great to have but I also feel they can be abused very easily as well. To me I look at credit this way it is credit the first time and than after that you are paying to spend the money, that is where the intrest comes into play. Although you can be good with credit cards I think it is easier to spend money on a card than to use cash. Thanks for the discussion and have a good day. Earning  money online ask me how ?

mnemosyne Rep Points: 570
Posted on April 9, 2009 at 3:44 am
always pay the bill on time and in full to avoid penalties and charges. do not purchase something you cannot afford to pay in cash.

bdayboy09 Rep Points: 315
Posted on April 9, 2009 at 5:56 am
Of course we should. It can give immediate payments in exchange for long-term debts. It should only be used during emergencies or in circumstances beyond our control.