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Debt Destroy

Difference Between Credit Card And ATM Card


froggpond Rep Points: 505
Posted on April 2, 2009 at 9:56 pm
I think ATM cards are safer as well..because it is the money that you put into the bank and don't and can't charge. You don't have to worry about charging it then trying to pay it later and having it effect your credit, I have never had a credit card and always use my ATM but I feel it is best because I have limits then. If the money isn't there you can't get it.

tenchi18ph Rep Points: 1,140
Posted on April 3, 2009 at 12:19 am
The difference is that when the ATM is a debit card and all your expenses will charge from your saving and it will be treated as cash payment while credit card will be charge before the maturity date. Just use the credit card wisely.

koreangal Rep Points: 2,330
Posted on April 5, 2009 at 9:26 pm
You should next ask, whats the difference between an ATM card and a charge card and a credit card.

vasu (Banned) Rep Points: 15
Posted on April 6, 2009 at 8:10 pm
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koubowen1 Rep Points: 310
Posted on April 6, 2009 at 9:04 pm
ATM card you must save money in your card first. Credit card means you can spend money first and pay latter.

saba Rep Points: 460
Posted on April 6, 2009 at 11:36 pm
@vasuThe member like you are the cause of changes they are making everyday.Better quit the forum.

scam you (Guest) Rep Points:
Posted on April 7, 2009 at 4:52 am
Paycards shop or Paycards banking It is a scam Vitrual/ Prepaid credit card Website http://www.paycardshop.com or paycards@hushmail.com It is SCAM, I pay USD 150, they never reply after receive my money. Be careful!!

bluemoi Rep Points: 665
Posted on April 8, 2009 at 5:57 am
With a credit card you are spending money you have not earned yet or you don't actually have and must repay at a later date but usually there is interest that needs to be paid on top of as well as other fees and transaction expenses.

samuiabhi Rep Points: 10
Posted on April 8, 2009 at 6:37 am
using credit card u can buy some thing though at present u don't have money in your account.Bank give u credit by some interest rates out of the given timeline. But in case of atm card it is the debit card.You can take the amount of money debited in your account  .so it is restricted.

viperkill Rep Points: 755
Posted on April 8, 2009 at 7:47 am
Credit used for loans and ATM is used to take your money out from your account.
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