What Are Prepaid Cards ???

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What Are Prepaid Cards ???

ramesh Rep Points: 895

Posted on March 30, 2009 at 8:25 pm

I have heard of credit cards, debit cards, smart cards. Recently I have received a prepaid card from an Indian PTC, issued by ICICI. This card has many restricted features. It is highly complicated card. Have you heard of this prepaid cards and discuss about the distinct features of the cards to the readers

fasya Rep Points: 240

Posted on April 2, 2009 at 1:15 am

do you need to reload the money to this card to use this card?can you use this card to shop online?then,this card is prepaid credit card,same with what i am using now?

lilaznstar Rep Points: 460

Posted on April 2, 2009 at 1:20 am

There are prepaid cards that are kind of like gift cards. They come with a certain amount of money on them and you can use that much and only that much and you can't go over the limit.

drummakidd Rep Points: 380

Posted on April 2, 2009 at 1:45 am

What type of prepaid card is it? Is it a prepaid minute card or a prepaid card that's similar to a credit card/gift card. If it is like a prepaid credit card then basically there's a certain amount on the card that can be used and once that money runs out you can't add more. There's such thing as prepaid credit cards like the greendot, where you put a predetermined amount of money on the card and then use it like a regular credit card. After it's been used up you just go to a place that sells those greendot cards (like a radioshack or wal-mart) and refill the amount.

sophie_dfuss Rep Points: 2,445

Posted on April 2, 2009 at 2:17 am

I would rather use debit card as I have one. You can pay by card without interests like credit cards because your purchases are debited automatically from your bank account.

scam you (Guest) Rep Points:

Posted on April 7, 2009 at 4:41 am

Paycards shop or Paycards banking It is a scam Vitrual/ Prepaid credit card Website http://www.paycardshop.com or paycards@hushmail.com It is SCAM, I pay USD 150, they never reply after receive my money. Be careful!! They said that they are the biggest VCC retails, but it is a BIG SCAM only

bluebird Rep Points: 490

Posted on April 7, 2009 at 6:49 pm

Prepaid cards are basically cards that you add money to them and then you can utilize them as regular cards.