Get Started for a Free Consultation!


Debt Destroy

COULD YOU LIVE WITHOUT A CREDIT CARD?


sophie_dfuss Rep Points: 2,445
Posted on March 29, 2009 at 3:39 am
I don't have a credit card now and I survived.

sweetseoul Rep Points: 1,225
Posted on March 29, 2009 at 3:52 am
of course, i can live without a credit card....it would be hard for me to buy expensive stuff...but at least i'll just have to keep on saving first so that i can buy them... and i won't have to worry about bank interests...

saumitra Rep Points: 1,610
Posted on March 29, 2009 at 4:11 am
I think life would be happier and easier without credit cards.

woolford16 Rep Points: 2,160
Posted on March 29, 2009 at 5:35 am
i could live without my credit card but it would take some time for me to get used to it. i do have enough money to live without the credit card but i wouldn't want to get rid of it because i need it sometimes. but i also wish that i had the courage to just cut it up

dexterous21 Rep Points: 600
Posted on March 29, 2009 at 8:57 am
Yes, of course. I never use credit cards though I really wanted to have one for emergency purposes. But since I can make both ends meet then I guess credit card would not be of great importance.

buggles Rep Points: 3,680
Posted on March 29, 2009 at 3:39 pm
I live without a credit card everyday.  I think credit cards cause problems and society would be better off without them.  Without credit cards, people would be forced to help each other, and we may not be in the mess we are in today.  All my credit cards have been cut up. I do have a debit card, but when I use it, I know I have money in the bank to cover the expenses.  I am not borrowing against money that I do not have. 

Justin1982 Rep Points: 70
Posted on March 29, 2009 at 4:29 pm
I think that see how much credit card debt I really have has made me come to the secure knowledge that when it is all paid off there will be only ONE credit card for me and that the ONE credit card would be for emergencies only. I use to apply for any card that would come in the mail that said I was "pre-approved." Not no more. Credit cards I think are good for those people who has more self control then I do on spending. I have come to the knowledge that I can not control my spending when i have a credit card.

LauraT2009 Rep Points: 1,095
Posted on March 29, 2009 at 4:43 pm
Yes I could live without a credit card, in fact I wish they would destroy them and banish them for good. Then there would be far less debt

erica5412 Rep Points: 710
Posted on March 29, 2009 at 11:24 pm
I think i could probably live without credit cards. I think i have 4 currently, but 3 of them have nothing really on them. The other one is my high one because my husband was laid off, but now i am working to pay them all off. I would rather have none or just keep the one for emergencies, but no store cards because their APR'S are ridiculous.

shruthi Rep Points: 995
Posted on March 30, 2009 at 2:30 am
It is better if you can live without a credit card.
Page: 1 2 3 4 5