Posted on March 23, 2009 at 4:29 am Till now I have no insurance. Actually, I don't know about it. Which insurance is really needed or not? What are benefits of insurances? Please help mea about it. Thanks in advance.Grateful to you allImran( MdImranHossain )

Posted on March 23, 2009 at 6:09 am now, i have no insurance, too. and it is not popular in my country. my brother bought some products last month from a company and it offered an insurance for a year.it is a good choice, maybe i will try it.

Posted on March 23, 2009 at 6:40 am Though here in my country insurance is a little bit popular because I found some office of insurance companies and rich business persons always going there. But unfortunately I am not further familiar with their services. I have heard to say some men saying about life insurance, fire insurance, vehicle insurance but don't know about them. How  about you?

Posted on March 23, 2009 at 8:27 am The insurance I have and would encourage anyone to have in place is... Medical Insurance - my husband pays a premium each pay period.  We have a $1,000 deductible.  If anyone ends up needed emergency care or a hospital stay, they will cover 80% of everything after we meet the $1,000 deductible.  Hopefully we never need to use it, but would be a financial nightmare if we didn't have it and needed it. Homeowners/Renters - again, pay a premium and there's a deductible.  If our house would burn down or we were hit with a natural disaster, the insurance would cover the house and contents inside.  Our house was hit by electricity last summer - didn't burn but it hit 4 of our TVs, 2 satelite recievers, computer and microwave.  We paid the deductible and got new items. Auto - same thing with premium and deductible.  This will not only cover your automobile in an accident but it will help cover you in case of personal injury and lawsuits. Life insurance

Posted on March 23, 2009 at 8:57 am At least get life insurance for yourself so in the case of any unfortunate event, your family gets supported. Medical insurance, fire insurance, etc are also a must.

Posted on March 23, 2009 at 4:02 pm I have a medical insurance, which I guess is very useful in times of crisis !

Posted on March 24, 2009 at 4:17 am I just have medical insurance.But i think life insurance is a necessity.

Posted on March 24, 2009 at 4:24 pm A family friend who is  a Vet has always been taught to budget, make a note of what she spends, and save.  She was told she should put money into health insurance, and unfortunately a couple of years ago she got cancer.   However, she got a HUGE payout from insurance, somewhere near £600,000.  I'm not promising this amount as don't forget she had been a vet, so well paid, and a practical job that can no longer be put to use.I say, think about the future and prepare for the worst sometimes it may be best.

Posted on March 24, 2009 at 5:10 pm We have medical insurance, car insurance, house and contents insurance, mortgage insurance. My husband and I wear glasses so we get free or almost free glasses every time we need them dental costs are far more affordable, and if our son needs braces it won't send us bankrupt. Insurance adds to my peace of mind, and that's got to be worth having.

Posted on March 24, 2009 at 5:13 pm We have a few dogs and have thought about pet insurance, but most of our vet bills deal with dog breeding, which is usually not covered by insurance. I have a friend who owes her vet thousands of dollars for her dog's illness, and her insurance company is refusing to pay. This has put me right off the idea - I think I'd be better off if I just saved regularly to cover those sorts of costs, and hope I never have to pay out too much.