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Is It Easy To Get A Student Loan?


MdImranHossain Rep Points: 805
Posted on March 23, 2009 at 4:15 am
Here in my country not only student loan to get any type of is roughly tough. I have tried several time for student loan, business loan, farming loan but failed in all step.What about you? Is it easy to have a student loan there?

wonderful1 Rep Points: 1,270
Posted on March 23, 2009 at 4:32 am
it is hard to apply a student loan in China, too. there are many requirements, but some of students really get help by it. now we just hope the bank can reduce the requirements for appliers, after all they are students.

MdImranHossain Rep Points: 805
Posted on March 23, 2009 at 4:53 am
I see it is hard too at china!!!! I thought it is only here at my country Bangladesh. It is good that you may a loan after fulfill all the requirments but here if you know all the requirements you have to forget about loan.

ldm6c Rep Points: 550
Posted on March 23, 2009 at 9:00 am
It depends on a lot of factors, like the country you're in and your income.

Jennlk84 Rep Points: 3,035
Posted on March 23, 2009 at 4:12 pm
I'm in the U.S.A. and I didn't really have any trouble getting my student loans.

Katia Rep Points: 930
Posted on March 23, 2009 at 4:35 pm
I am also in the States. Getting a student loan isn't hard but it is rarely enough to cover tuition, fees, books and supplies, as well as living expenses while you are in school. You almost definitely need a part-time job in addition to being a student which can become difficult depending on how much you need to work/ how quickly you would like to get through school. There are also income limits as far as interest goes. If you make little enough you can get a subsidized loan for which you pay no interest until after you graduate. If you make more money (which still is not very much) you can get an unsubsidized loan, which means you accrue interest beginning immediately from the date you receive the funds.

beautyqueen26 Rep Points: 6,185
Posted on March 24, 2009 at 9:23 pm
Getting a student loan in the US is very easy, especially for women and minorities. There are many special provisions in our law to protect minority groups.  

aveeks Rep Points: 530
Posted on March 25, 2009 at 2:58 pm
In India it is quite easy these days to get a student's loan .

killhawaii Rep Points: 310
Posted on March 28, 2009 at 9:55 pm
Its quite easy yes. But the interest rate makes up for the easiness and makes it harder to pay off. So, easy in an essence but not to pay off.

lubna Rep Points: 615
Posted on March 31, 2009 at 9:20 am
In India its easy to get student loan if you have a good surity to provide to bankers.
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