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I Have No Student Loan


MdImranHossain Rep Points: 805
Posted on March 23, 2009 at 12:43 am
I have no student loan, event I have not took any loan till now. Actually, In my country it very tough to have a loan from any bank for any purpose. Student loans are more tough, in most case banks lend the rich people and who have good capital. So, most of the students here can't get a Student loan.What about you?

beautyqueen26 Rep Points: 6,185
Posted on March 23, 2009 at 1:28 am
I don't have a student loan personally. But my spouse does have a loan from awhile back. If I had to do it all over again, we would have paid cash. Student loans are a nightmare to deal with and they never leave you.

MdImranHossain Rep Points: 805
Posted on March 23, 2009 at 4:10 am
Happy to know you also have no student loan. I think you are a active member but you asked how to post a topic, I don't know what  you have ment. If you are asking posting about a new thread- Just Go and forum i.e. "off topcs" see left top corner "New Thread" click it and it will be done. Thanks

beautyqueen26 Rep Points: 6,185
Posted on March 24, 2009 at 9:26 pm
Select a category of interest such as credit card debt or budgets and then click the "new thread" link at the top of that page. It's that orange button just above the other posts. Best of luck!

MdImranHossain Rep Points: 805
Posted on March 26, 2009 at 11:12 am
Yeah, Here at my country roughly tough to have a student loan. Actually here if you wish to have a student loan from a bank you need a powerful granter (An account holder who have long relation with the bank or any reputate rich man or businessman). Normally if you know about these process and person you must forget about the student loan I think.

killhawaii Rep Points: 310
Posted on March 27, 2009 at 12:20 am
I have to get a student loan to pay off my college. Had no other option. Wasnt eligible to get any federal loans so had to get loans.

MdImranHossain Rep Points: 805
Posted on March 27, 2009 at 4:46 am
Yeah I know that it is not so much tough in your country as my one to get a student loan. I hope you had a nice rated loan, would you please let us to know about  your student loan. How did you get it and what is interest rate? What were the terms and condition to get the loan? Thanks in advance.

MdImranHossain Rep Points: 805
Posted on March 27, 2009 at 9:24 am
I also completed my graduation tried for a student different time but failed not to have go referrer or granter. There is a bank feature about self-employment loan but I have no loan only for powerful/viable granter. Some banks announce to get attention that they also have an option to have student loan but I never heard to have a loan any student who need a loan.

Katia Rep Points: 930
Posted on March 27, 2009 at 11:10 am
I have a student loan, and plan to take out another. They are very small and the bank allows you to take as little as you need. My interest rate is fixed at 6.8%. The way it works is that you must start paying on it within 6 months of graduating, and you must have it paid within ten years of graduation. So, I am paying the interest now, as well as extra so that I can lower the principal. This way when I graduate it will be a much smaller amount and I can either pay it off more quickly or I can have smaller payments than if I was paying the full amount after graduation.

MdImranHossain Rep Points: 805
Posted on March 27, 2009 at 11:34 am
What a nice plan! The interest rate is not so bad. You have to start paying on it within 6 months of graduating, and you must have it paid within ten years of graduation. Really, I think you are lucky becuase you are having nice planned student loan. I think if our country can start such plan of student loan more student can be contined with their study.
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