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Freecreditreport.Com


sisco100 Rep Points: 150
Posted on March 22, 2009 at 9:06 pm
so has any one ever used this site to find out what their credit was?  i've used it once and  thought that it was a waste of time.  the only thing that i like about it was the fact that i got to see my score for free.  its free for a certin amount of days then they start charging you for  the sevice.  so what do you think of that site and site like them?  do you think that there good or bad and why do you think that?

beautyqueen26 Rep Points: 6,185
Posted on March 23, 2009 at 1:15 am
That's interesting. Thanks for the headsup that they charge money.

beautyqueen26 Rep Points: 6,185
Posted on March 24, 2009 at 2:41 am
I believe that you can legally get a free credit report from this website once a year. They don't charge you for the service. http://annualcreditreport.com Not to be confused with the free credit report people.  

ldm6c Rep Points: 550
Posted on March 24, 2009 at 7:21 am
Nice. Thanks for the information. Surprisely, I got a quite alright credit score :). This is all thanks to the forum, for helping me cut down on debt and be able to pay bills on time. Thanks DestroyDebt!

Jennlk84 Rep Points: 3,035
Posted on March 24, 2009 at 9:13 pm
Isn't freecreditreport.com the website that ends up charging you to see your actual credit SCORE?

sandalwood Rep Points: 2,085
moderator
Posted on April 1, 2009 at 4:32 pm
I wouldn't use freecreditreport.com because of the expense. Besides if you want to know your credit score, go apply for a loan from a lender that doesn't charge to run your report. the report they run automatically comes with a credit score for each of the 3 CRAs and they have to give you a copy. If you don't need the loan, don't apply. It is that easy.

buggles Rep Points: 3,680
Posted on April 1, 2009 at 5:25 pm
I have read that we should check our credit reports quarterly.  We one free credit report for free once a year from each of the three credit reporting agencies.  I have read that it is a good idea to stagger those reports.  In January order one report, four months later order another and then the last one towards the end of the year.  I have the phone numbers as well as addresses listed for each bureu on one of my blogs.

valerieanne Rep Points: 140
Posted on April 2, 2009 at 2:44 am
You can see your REPORT for Free but not your SCORE. They charge for that. The catch that makes the report free is you can only check it ONCE a year. You can view old one over and over, but can't update/get updates more than once a year.

tenchi18ph Rep Points: 1,140
Posted on April 5, 2009 at 9:35 am
Thanks for this information. It really helpfull.

traveler Rep Points: 1,055
Posted on April 6, 2009 at 9:35 am
thanks for sharing the info, i will check and try this one.
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