Posted on
September 21, 2008
at
6:48 am
I've always been curious to see what other people do. How many credit cards do you have? Major credit cards- not store credit cards.I have just 1.I use it for emergencies- I charged a bit too much last year and almost have it paid off.How many do you have?
Posted on
January 31, 2009
at
12:37 am
I have 2. One for emergency. I think having two credit cards is enough.
Posted on
February 8, 2009
at
8:41 am
I do not have any credit cards. I had three, a target card, a Lowe's card (washer and dryer are essentials unless you want to go to the laundry mat three times a week), and a Capital One Card. I no longer have any of these cards. I got in over my head, and decided to cut them up myself. I started an emergency fund, and when a need arises, there will be something in the bank for me to draw on. Thank goodness it is FDIC insured; however, in this economy is that really safe?
Posted on
February 18, 2009
at
1:43 am
Between my husband and I we have 4, but 2 are paid off, and we plan to close them now. We will each keep one open for emergencies only now.
Posted on
March 5, 2009
at
3:28 am
I have 3 credit cards. 2 I use on a regular basis and 1 I keep in case of emergencies.
Posted on
March 9, 2009
at
7:33 am
Wow I really wonder why some folks need so many cards. I actually reviewed various cards, compared them and then chose the 3 that suit my requirements.
Posted on
March 22, 2009
at
9:04 pm
I have one major CC that I use on a regular basis when needed. Then I also have another one for back up. The rest I have are store credit cards and I regret opening them.
Posted on
March 22, 2009
at
9:58 pm
I have one. I'm 21. and it's really hard for me to pay it off. I over-charged it. It was supposed to be for emergencies, just to get my credit score up....or to establish credit since I was young. But my wife and I got in a hard spot, and ended up having to use it to survive!
Posted on
March 23, 2009
at
11:45 pm
The point of getting out of debt is to stop using credit cards and start cleaning up debt. Right now, I don't have any active credit cards. None are in use. And, while some people say that's a bad idea, I don't really see how it could be smarter for me to use my credit cards and get into more debt when I can't afford to repay additional debt. I'm managing well enough on a cash only system (using my prepaid debit card and checks funded by real income and not borrowed credit card money which is basically a loan). That's working for me.
Posted on
March 29, 2009
at
1:46 am
I only have one...It was pre-approved and was sent to my workplace. My mom told me to just have one since we were going on a vacation at that time... and that was the start of my debt problems! :(
