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Being sued by ERC....


Brandonkovacs
Rep Points: 5
Hi Folks,

 

I just received papers that I'm being sued by ERC here in Indiana. This is on an old capone debt. I became permantently disabled 4 years ago and the cc with a $500 limit went to $1200.00.

 

Being on SS and barely able to eat, I've never paid this old bill. I was told some time ago that since I'm on SS not to even worry about it that I was "judgement proof."

 

Today I have these papers and the courthouse is telling me I have 20 days to respond. The gal there was pretty vague. What should I do here?

 

Thanks!

sandalwood
Rep Points: 1,475
Do a search for Discover Bank v. Owens. The case no is 2003 CVF 20195. Print it out and attach it to your answer. I think you'll win hands down.