Being sued by ERC....

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Being sued by ERC....

Brandonkovacs Rep Points: 5

Posted on August 22, 2008 at 9:07 am

Hi Folks, I just received papers that I'm being sued by ERC here in Indiana. This is on an old capone debt. I became permantently disabled 4 years ago and the cc with a $500 limit went to $1200.00. Being on SS and barely able to eat, I've never paid this old bill. I was told some time ago that since I'm on SS not to even worry about it that I was "judgement proof." Today I have these papers and the courthouse is telling me I have 20 days to respond. The gal there was pretty vague. What should I do here? Thanks!

sandalwood Rep Points: 2,085
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Posted on August 22, 2008 at 6:35 pm

Do a search for Discover Bank v. Owens. The case no is 2003 CVF 20195. Print it out and attach it to your answer. I think you'll win hands down.