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Can collection agencies legally haunt you?


Aaronlevitt Rep Points: 5
Posted on August 22, 2008 at 8:50 am
Can collection agencies legally haunt you with toll free calls to your family as well as yourself for services NON rendered? example: making an appointment, then cancelling it, yet the business places your non serviced appointment in collections?

KrisNY Rep Points: 485
Posted on September 20, 2008 at 7:17 am
I would think not.  I don't think they can call and haunt you or your family members at all. Why would they have your family member phone #'s?  Why would a service non-rendered go to collections?

sandalwood Rep Points: 2,085
moderator
Posted on September 21, 2008 at 9:29 am
Something doesn't sound right. A cancelled service is a non billable service if the service provider did the cancelling. However, if you were required to cancel a minimum of 24 hours in advance and didn't, you could be charged for the appointment. Since I don't know  your specific case, that's about all I can say. Is the "collection agency" an in house or out of house agency? That makes a difference as well.

sophie_dfuss Rep Points: 2,445
Posted on March 29, 2009 at 10:44 pm
Not really especially if you change your number and move into a new place.
Posted on March 30, 2009 at 2:21 am
yes they can.. remember the contract you happened to read and sign before your loan or any application was approved? that is your contract and its stipulated there. non-payment of such will put you in a very uneasy position. try to pay your debts so as not to have a problem..

woolford16 Rep Points: 2,160
Posted on March 30, 2009 at 4:26 am
i dont think so, it sounds as though they would need some form of legal documentation

tenchi18ph Rep Points: 1,140
Posted on April 3, 2009 at 3:48 am
I still don't have any experience on this case but for my relatives they have. Collectors agent always calls in our house and we keep saying that this person does not anymore living here.

inai Rep Points: 955
Posted on April 3, 2009 at 3:58 am
When you have outstanding debts these thugs will not leave you in peace.  They will haunt you forever.  I have such a bad experience and when I am not  home when they come knocking at my door, they will not stop at that but will come back even in the middle of the night.  They do that because what ever they can collect from you they are given certain percentage of commission.  They don't have that respect any more on debtors.  They view you as though  you are the most wanted criminal.  So it is better to settle your debts before the due date.  You can then sleep peacefully without being haunted.

traveler Rep Points: 1,055
Posted on April 3, 2009 at 8:20 am
they can't put you on jail coz there are no criminal or constitution  case about not paying your cc or loan debt, but they will haunt you as long as you are visible to them they will try to contact you everywhere its really a nightmare so its really a lesson to learn paying your debt  or settle  in time.

dicasayang Rep Points: 615
Posted on April 4, 2009 at 10:28 am
not, if we must be true why law