Can a collection agency garnish wages
Can a collection agency garnish wages or freeze a bank account over non payment in the state of nc?
A collection agency? I don't think so. The government or state- yes they can. I am pretty sure a collection agency cannot garnish anything. You owe a debt- but it's not legal to take it out of your check.
I would have to agree. I do not think they can do that. The only way they garnish your wages is if you owe back taxes, child support, and a few other government money that you may owe.
Nobody can garnish your wages unless a court gives them an order of garnishment. Even the government needs an order of garnishment. Granted they get it pretty fast but even they need one.
If you've been threatened by a collector w/garnishment, have him/her send you a letter stating they will garnish if you don't pay. That is a direct violation of the law and they know it but some are so arrogant they will actually send you this type of letter.
You really need to check the collection laws in your state,
and the state where the debt originated.
