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Debt Destroy

Am I responsible for this debt?


Rufuschambliss Rep Points: 5
Posted on August 22, 2008 at 8:03 am
On 11/20/2005, while visiting me in New York, my son who lives with his mother in Florida, had a seizure and went to Stony Brook Hospital. His mother told me that my son was covered under state insurance and therefore, she was the guarantor. Apparently, she never responded to the bills because recently I was served papers from the NY State Attoney General's Office Civil Recoveries Bureau on behalf of the hospital for amount of $5552.09. When I called the number on the letter inquiring why I was being served since his mother is the guarantor, I was informed that NY State Law makes both parents responsible for a childs medical care. I negotiated payment arrangements of $50 per month to avoid further collections, but have not signed or returned the written agreement to them yet. I have been unable to get a response to numerous calls, texts or email from my sons mother to confirm her agreement to the arrangements and get the feeling she is content to never address this issue. Now I'm afraid that I will be stuck with the whole bill. Is there any way for me to be resolved of this debt since I am not the guarantor? If not, is there any way for me to negotiate a legal payment agreement for only 50% of the total amount?

caliber33mm Rep Points: 110
Posted on April 9, 2009 at 8:56 am
i really think the best thing to do is to reach out and communicate with your wife. settle your issues with her first before settling things with the bank.

meowthy Rep Points: 895
Posted on April 9, 2009 at 1:16 pm
Hi I am sorry to hear about your situation, i think you have to settle it first with the mother of your son because she is the only one guarantor.Is there no local government helpdesk in your hometown? maybe they can help you find solutions to your problems. a legal advise or so...

sikat Rep Points: 645
Posted on April 10, 2009 at 12:00 am
It is for your son. I think you should share also the burden of paying for his medical bills. Talk it out with the mother of your son. Some compromises can be agreed upon.