CD investment is the safest

Even though the interest rate earned from CD is nowhere near to what you could earned in the stock markets or properties, it is by no means the safest investment of all. And you don't have to keep track of it  as your capital investment is very well protected and will only grow, albeit slowly. I'm sure everyone does have a CD account. Am I right?

CDs are great investments for some people. However, CDs fall far short of something called an annuity. Annuities also pay interest but that interest is tax deferred. Like a CD the money is tied up for a period of time.

Most CD investors, in my opinion, would be better off if they put their money into an annuity. Why? Because Cd investors roll them over for years. Had they done the same thing with an annuity they would have been thousands of dollars ahead of the game.

Why?

Taxes.

I agree that you make more with annuities.  Most people do stick with CD's. That is what banks push on us. It's true the money is tied up until the CD matures.  I have CD's- then I take the interest out and put it into my 401K plan.  Not the smartest with the stock market right now- I know.