Debt collectors can actually do this
I was researching a few sites and reading some things about debt and debt collectors and they can actually call your employer and talke with them about garnishing your wages with a judges signature. That floored me. I meam if you find yourself in some serious debt then I can see how that is possible. But I only thought that was for like student loans and or hospital bills.
I don't think they can do that without a hearing. Pretty sure they have to bring suit against you and get a judgement before they can garnish. Anyone disagree ?
With rules like this, I'm mighty glad I live in Australia right now. This definitely isn't done out here. The creditor is able to make payment arrangements even with the debt collectors. As long as arrangments have been made, foreclosure (and repossession) is held off.
I also have heard that, I am not shocked. They'll do anything for money, even if it is not right in ethics. Though I do believe in some states it is illegal to do that. I say check out your local state laws to find out more.
That is really apalling, though not the least bit suprising.