How to Blow Away Debt Collectors

Being in debt is like being in the eye of a hurricane. The outcome is almost always predetermined. A person caught in the grips of debt collections needs a strong will and iron constitution because the collectors are relentless. They have a deep bag of tricks and use them on every occasion and at every opportunity.

Fortunately the United States Congress was pressured into passing consumer friendly credit laws. It is my belief anyone with up to date knowledge of the credit laws and their situational application stands a great chance of winning the collections battle. This book is just one small part in the presentation of the material knowledge it takes to prepare to fight the battle.

How Our Approach is Different

There's no shortage of sites trying to sell you ebooks on how to get out of debt. Most promise "magic bullet" solutions, contain a lot of hype and no actual solutions.

Senior to Senior's How to Blow Away Debt Collectors is different. It cuts through the hype to provide you with just the facts you need to put yourself in the best situation to deal with debt collectors. You probably didn't get into debt overnight and you won't get out overnight, but this book will provide you with the information you need to get on the right track.

What This Book Covers

What lines debt collectors can not cross
Myths debt collectors want you to believe
Which ways debt collections are and are NOT allowed to communicate with you
What actions to take if you're being harassed by debt collectors
Key laws that protect you
What to say to ensure debt collectors behave themselves on the phone
How to legally prevent collectors from calling you
How to prepare yourself incase you have to go to court
How to approach negotiations with collectors
What amount you should try to settle for
When settlement won't work
What to avoid saying
Other items you should negotiate besides the amount you owe
How long creditors have to collect on your debt
How to read your credit report
How to correct errors on your credit report
Special rules that apply to debt from medical bills

Chapters

Chapter 1 - Introduction
Chapter 2 - Explanation of Federal Laws
Chapter 3 - The Four Collection Entities
Chapter 4 - Your Credit Report and How to Read It
Chapter 5 - Correspondence From and To Collection Entities
Chapter 6 - Tips and Techniques
Chapter 7 - Debt Negotiation/Settlement
Chapter 8 - Medical Bill Theory
Chapter 9 - Consumer Support Services
Appendix - Sample Letters
Credit Term Glossary

About the Author

Tom Koziol has been in the financial arena as a stock broker, real estate broker and mortgage lender for the better part of 20 years. His expertise with credit repair was learned through helping clients clean up their credit so they could qualify for home loans. He has helped relatives and friends alike and has now put his knowledge in an ebook to help anyone and everyone with credit problems. He has even made it affordable so people don't have to worry about buying a pig in the poke. Plus, if you join the destroydebt.com forum you will have access to ask Tom and the other members questions should you need help. It is simply a smart move to become an owner of the book that'll help get you out of credit misery.

How to Order

Most professionals will charge you hundreds of dollars to show you how to deal with debt collectors. This book covers all the essentials you need to deal with the collectors yourself for only $17. To order just click the PayPal link below, complete the checkout and you'll be taken to a page with the download instructions.

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