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- specialy the points that u have mentioned are so much acceptable, i agree with ur concept man, , than for sharing such a good topic
- good post, very informative....nice
belleph - saying no is sometimes hard really but if in a better way it would be great! esp if it is for practicality. that is just okay.
- That is always the dilemma with family.  Much as we would like to be of help to them for the rest of our lives, but times have made that difficult for us to do.  We can only help so much, but sometimes it embarrasses us to ask them to make their contribution or at least return the amount they borrowed.  It's a problem really.
rofizarkasih - I really appreciate your opinion. I realize that it's still be a dilema for me. Your article is enlightening me. I will follow your advices on avoiding the family lending trap. If  we can't afford it, it's better to say 'no' to your family in a most polite way.