Anna Lee (Guest) -  No matter how much your debt is, it is still not too late for you to free yourself from your debt.Visit Total Services Debt today and be a debt free tomorrow.
For more information, interested parties may visit on the site at: http://www.totaldebtservices.com

Anna Lee (Guest) -  No matter how much your debt is, it is still not too late for you to free yourself from your debt.Visit Total Services Debt today and be a debt free tomorrow.
For more information, interested parties may visit on the site at: http://www.totaldebtservices.com

- good article man...............its nice

rofizarkasih - The finance planning expert says that the ideal proportion of paying off debt is 30% of  your income. The fact is you use 90% of  your money to pay off  debts. I really understand the difficulties you've been through.

wonderful1 - half is enough. Don't let you under stress. Even you take all debt back, you will lose much time to do yourself. and you can't live happily in  a long time.

why you live in the world? enjoy it.

buggles - I understand where you are coming from...feeling guilty about spending money on items that don't really matter.  I don't spend money on frivilous things myself.  We don't spend money to "have fun."  I haven't paid to go to the movies in several years, and the other day, we decided not to "rent" a $1 movie from family video and instead watched a vhs tape that we have at home.  I don't buy a daily coffee.  I use my mom's internet connection (though I would prefer to use my own pc).  The one thing I do buy is a Dr. Pepper.  If I total it, it's about $20.00 a month.  I should stop drinking diet soda, and drink water instead and throw that money at some of my debt.

sydney (Guest) - Maybe it would help if you viewed what you spent as an investment in something. E.g. buy a quality pair of walking or jogging shoes and invest in your health. Get a birdbath or feeder and invest in supporting wildlife in your neighborhood. Buy a small gift for someone who doesn't expect it -- you'll both feel good. Don't waste your precious non-renewable life energy feeling guilty.

- Chum,

Is your link to http://helpmepayoffmydebt.com operating properly?  I tried it today, and it didn't seem to work- opened up a new window, but just kept 'loading' without completing.

- i know what your saying at times i feel guilty buying necessities.  I need a new pack of disposable contacts (40.00) im to throw a pair away weekly (40.00 is a months worth) and i have been wearing my last pair for about 8 months now.  I also feel guilty purchasing make-up or lotion.